From Graduation to Homeownership: How New Grads Can Qualify for a Home Loan
- Jacob Wiley
- Apr 23
- 1 min read
Graduation marks the start of new opportunities—and for many, that includes buying a first home. If you’ve recently finished school and just landed a job in fields like nursing, education, engineering, medicine, or law, you may qualify for a home loan sooner than you think.
Here’s the good news:
Lenders can use your degree as work history under FHA and conventional loan guidelines. That means:
✅ You don’t need two years of traditional employment
✅ You can use a job offer letter or employment contract
✅ Your future income can be used to estimate loan eligibility
✅ You can qualify for down payment assistance (DPA) programs
These benefits can put you in a home faster and more affordably, without needing years of savings or job experience.
💡 This is a game-changer for recent grads ready to invest in their future instead of waiting to rent longer.
📲 Want to know if you qualify?Text “FIVE” to 956-478-0700 or visit www.drjacobwiley.com to schedule a free consultation.
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