How Construction-to-Permanent Loans Can Save Builders Millions

Struggling with construction loan approvals? Learn how Construction-to-Permanent Loans help buyers qualify & builders close more deals! 🏡💰

The Common Problem in Home Building

Homebuilders often lose 25-30% of pre-sale clients because buyers don’t qualify for a traditional construction loan. Many homebuyers can secure a loan for a completed home but don’t meet the requirements for a construction loan that funds the build itself. This means builders miss out on millions in potential revenue.

What is a Construction-to-Permanent Loan?

A Construction-to-Permanent (CTP) Loan is a smart financing option that allows buyers to:

✔️ Finance the construction of their home with a single loan

✔️ Make payments during the build process instead of a lump sum

✔️ Automatically transition into a traditional mortgage once construction is complete

How Builders Can Fix This Issue

Instead of losing clients who can't qualify for a construction loan, builders should:

✅ Set up a financing model that allows buyers to make deposits & monthly payments

✅ Work with lenders to create an approval process that transitions seamlessly into a mortgage

✅ Provide an alternative to traditional financing, ensuring more closed deals

Why This Strategy Matters

By implementing a structured CTP loan process, builders can:

🏡 Save up to 30% of lost sales

💰 Increase revenue by millions per year

📈 Ensure higher conversion rates on pre-sale buyers

📞 Are you a builder looking to close more deals? Text "5" to 956-478-0700 or visit www.drjacobwiley.com to learn how to maximize your sales strategy!