Bank Statement Loans

Bank Statement Loans: These are designed for self-employed borrowers who may not have traditional income documentation. Instead of tax returns, lenders use the borrower's bank statements to determine their income and ability to repay the loan.

Fix & Flip Loans

Fix & Flip Loans: These are short-term loans used to purchase and renovate a property with the intent to sell it for a profit. They often have higher interest rates and shorter terms compared to traditional mortgages.

ITIN Loans

Individual Taxpayer Identification Number (ITIN) Loans: These are for borrowers who do not have a Social Security number but have an ITIN. They are typically used by non-citizen residents in the U.S. to secure a mortgage.

Foreign National Loans

Foreign National Loans: These are mortgages designed for non-U.S. citizens who want to purchase property in the United States. These loans usually have different qualification standards and may require larger down payments.

Hard Money Loans

Hard Money Loans: These are short-term, high-interest loans secured by real estate. They are often used by real estate investors for quick financing, renovation projects, or other short-term investment opportunities. Approval is based more on the property’s value rather than the borrower’s creditworthiness.